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Financial expertise for your Life in the Brainport area.

Independent mortgage and insurance advice tailored for international professionals. We compare 40+ lenders to secure your bid and safeguard your future.

1000+
Satisfied clients
5/5
★★★★★
Based on 102+ Google Reviews

Our services: experience reliability transparency and true commitment

Select the standalone expertise you need. We operate 100% independently to secure your best interests.

Free of charge consultation
Independent mortgage advise

We compare 40+ lenders and fully leverage your 30% ruling to secure the highest borrowing capacity and lowest interest rates. Purely data-driven advice.

Secure your life
Insurance for expats

From mandatory building cover to liability and life insurance. We translate complex Dutch policies into a solid safety net for your home, income, and family.

Your financial future
Personal finance

Exclusive long-term planning for our clients. We help you navigate the Dutch tax system (box 3) to optimize your assets and secure your financial future.

Full market coverage: 40+ partners

ING
IQWoon
Hollandwoont
Munt
Why we do it

Finding a house is tough. Doing it alone is tougher.

The Eindhoven real estate market moves fast. With homes selling in an average of 32 days, a standard mortgage calculation is rarely enough to win the bid. To secure a home in this highly competitive landscape, you need a strategic advantage.

50+
Years of combined experience
Navigate the market with ease

The Personce Package: our integrated solution

Upgrade from modular services to a fully managed workflow. This all-in-one package integrates our financial expertise with dedicated buying agent support. We handle the architecture of your move, giving you access to off-market properties before they hit Funda, and executing the winning bidding strategy.

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Choose your strategy

Financial strategy & capacity check
Standalone mortgage Included
The Personce Package Included
Insurance setup
Standalone mortgage Optional
The Personce Package Included
Independent comparison (40+ Lenders)
Standalone mortgage Included
The Personce Package Included
Dedicated buying agent support
Standalone mortgage Not included
The Personce Package Included
30% ruling optimization
Standalone mortgage Included
The Personce Package Included
Access to off-market properties
Standalone mortgage Not included
The Personce Package Included
Bidding strategy & price negotiation
Standalone mortgage Not included
The Personce Package Included
Strategy Visual
Testimonials
Trusted by 1000+ international professionals in the Brainport region
profiles

“Honestly, I couldn't be happier with the help I got from Joost and the team. Housing stuff can be pretty stressful, but they made the whole process super smooth from start to finish. Everything was streamlined and easy to follow. Highly recommend if you want to get things done without the headache!”

Vigneshwar

“As an expat, I had a very positive experience with the Personce team. They supported me throughout the mortgage process and the transfer of my house with clear explanations and regular updates, which made things smooth and stress-free. In my case, the time available was quite short, but they still managed to pull everything together on time. I really appreciated their effort and support, Highly Recommended!”

Dareer

“Highly recommend Personce for any financial advising. The staff is super nice and available for any questions or doubts (you need someone to hold your hand when making big decisions🥹). Working with them made everything go smoothly and MUCH faster than I expected. I was surprised how accurate their predictions were and how it materialised in a matter of 1 week.⭐️ ⭐️ ⭐️⭐️ ⭐️”

Sara
Any questions?

Not sure which path to choose? Let's find out together.

Our vision

Clear pricing. No hidden variables.

Internationals hate hidden costs, and so do we. Whether you choose our standalone modular services or the fully integrated Personce Package, we operate strictly on transparent, fixed fees. No hidden commissions from banks or realtors, and no surprises at the notary. You know your exact investment from day one.

Have any questions?

Ready to secure your home in the Brainport region?

Get absolute clarity on your financial capacity and buying strategy today.

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