Independent, English-speaking mortgage advice — no Dutch required.
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No cost · No obligation · Reply within 1 business day
Rated 5.0 out of 5 based on 119+ Google reviews.
"We had a really good experience with Personce and our advisor Joost. The steps were made clear from start to finish, with professionalism and dedication. We managed to get a house and complete the whole process thanks to them."
"From initial no-obligation introduction to mortgage offer, Joost demonstrated incredible expertise, professionalism, and dedication, making the entire mortgage process feel smooth and stress-free."
"We had a great experience with Joost and his team. They helped us secure a mortgage quickly and smoothly, making the whole process stress-free. Highly recommended!"
Looking for a mortgage advisor who understands mortgages for expats and mortgages for foreigners? Whether you're arranging a non resident mortgage Netherlands-wide or just relocated to Eindhoven, Veldhoven or Helmond, our English-speaking advisors guide you through the process — no Dutch required.
Personce is an independent mortgage advisor for expats and non-residents in the Netherlands. We specialize in expat mortgages and mortgages for foreigners, including non resident mortgage Netherlands applications for people who haven't yet relocated. As a local mortgage advisor in the Brainport region, we guide you through every step — from your first strategic session to signing at the notary. Book your free session and get clarity before you commit.
From your first conversation to the keys in your hand.
90 minutes, no obligation. We map your situation and explain your options in plain English.
Income, the 30% ruling, contract type — we build a clear picture of what you can actually afford.
We match you to the lenders that actually work with expats and non-residents — not just the obvious ones.
We stay with you from offer to keys, guiding every document along the way.
Book your free, no-obligation mortgage session today.
No cost · No obligation · Reply within 1 business day
No ties to any single bank or lender — the advice is built around you.
We scan the full market to find the mortgage that actually fits your situation.
No Dutch required — every session, document, and explanation is in clear English.
Licensed and regulated advice you can rely on, with full fee transparency.
Rated 5.0 out of 5 based on 119+ reviews from clients across the Brainport region.
Whether you're already in the Netherlands or arranging your mortgage before you relocate.
No cost · No obligation · English-speaking advisors
